Essential LEGAL INFORMATION AND PRIVACY POLICY/ DISCLAIMER

Statutory Information

STATUTORY DETAILS: DSP Mutual Fund (the Fund) was set up as a Trust and the settlors/sponsors are DSP HMK Holdings Pvt. Ltd. and DSP ADIKO Holdings Pvt. Ltd. (Combined liability restricted to Rs. 1 lakh). Trustee: DSP Trustee Pvt. Ltd. Investment Manager: DSP Asset Managers Pvt. Ltd. For the purposes of this Section (i.e. Essential Legal Information and Privacy Policy), "DSP" shall mean individually or collectively, as the context permits, DSP Asset Managers Pvt. Ltd., the Fund and DSP Trustee Private Limited.

Service only for resident Indians

This information/service is being offered only to residents of India and is presently not available to foreign residents, including Non Resident Indians (NRIs) in foreign jurisdictions where the services cannot be offered without prior regulatory compliance. The information provided on this Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use is contrary to law or regulation, or which may subject DSP or its affiliates to any registration requirement within such jurisdiction or country. This service does not constitute an offer to sell or a solicitation of an offer to buy any mutual fund units, shares, securities or other instruments to any person in any jurisdiction where it is unlawful to make such an offer or solicitation. It shall be the sole responsibility of foreign residents including NRIs in foreign jurisdictions to verify whether the facility can be accessed and utilised in their respective jurisdictions.

This service is not intended to be any form of investment advertisement, investment advice or investment information and has not been registered under any securities law of any foreign jurisdiction and is only for the information of any person in any jurisdiction where it may be lawful to offer such a service. Further, no information on this Site is to be construed as a representation with respect to mutual fund units, shares, securities or other investments regarding the legality of an investment therein under the respective applicable investment or similar laws or regulations of any person or entity accessing this Site.

Disclaimer for U.S persons:

The information on dspim.com or any of its pages is not intended for, and is not to be made available to, persons in the United States (being persons resident in the US, corporations, partnerships or other entities created or organized in or under the laws of the US or any person falling within the definition of the term "US Person" under the US Securities Act of 1933, as amended), wherever located.

Any information regarding securities offerings, or references to securities offerings, that are contained on these pages do not constitute or form part of any offer of securities for sale or the solicitation of an offer to purchase securities in the United States or in any other jurisdiction where such offer may be restricted. In no event shall DSP and / or its affiliates or any of their directors, officers and employees be liable for any special direct, indirect, special, incidental or consequential damages arising out of the use of information / opinion herein.

The Schemes referred on this website have not been and will not be registered under the US Investment Company Act of 1940, as amended (the "US Investment Company Act"), and investors therein will not be entitled to the benefits of the US Investment Company Act.

None of the information contained on the pages that follow nor any copy thereof may be taken or transmitted in or into the United States or distributed, directly or indirectly, in or into the United States. Failure to comply with this directive may result in a violation of the US Securities Act and the US Investment Company Act.

Warranty and Limitation of Liability

DSP will try and ensure that all information that is provided on this Site (including any computations made on this Site based on the instructions from the user) with respect to the mutual fund products and services that are offered are accurate in all respects and are kept up to date. However, the timeliness, accuracy, completeness, reliability or content of the information is not guaranteed and changes may be made with respect to the same from time to time and the onus is on the user to check the accuracy. Also, as the information contained herein has been obtained from various sources, it may not be possible to update some of them since their original date of posting on this Site and may not reflect the latest views of DSP. The information provided on this Site are only for the private information of users and neither the information nor any opinion expressed on this Site constitutes an offer, or an invitation to make an offer, to buy or sell any mutual fund units, shares, securities or other instruments to any person.

Availability of information and the content on this Site, including any advice as may be provided as part thereof, does not constitute a recommendation of DSP to buy or sell any products. Any investment or other decision will be based solely on the user's own evaluation of his/her/its financial circumstances and investment objectives, and DSP shall not be held liable for the same.

All content, information and/or material made available on this Site are provided to users "as is" and without warranty of any kind from DSP, whether express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose, title, non-infringement, security or accuracy; nor does DSP or its affiliates, agents, associates and/or subsidiaries endorse or take any responsibility for:

• (a) the accuracy or reliability of any opinion, advice or statement made through this Site.
• (b) making good all or part of any loss and/or damage that may have been caused by the user's reliance on any information, advice, product or service obtained from a linked site.

DSP, its directors, employees, agents, advisors, and experts, if any, used by it for providing the content for this Site shall, under no circumstance, be held liable for any loss or damage caused by a user's reliance on the said contents on this Site or on any advice made available on this Site. It is the responsibility of the user to evaluate the completeness, accuracy or usefulness of any opinion, advice or other content made available on this Site and the user should consult his/her/its own counsel, business advisor and tax advisor as to the legal, business, tax and related implications of investing or dealing in mutual fund units, securities or other instruments to which the content may be related or with respect to which investment advice may be sought or given.

DSP shall endeavour not only to ensure the completeness, accuracy or usefulness of the data provided on this Site but also to promptly alter or remove stale data. However, neither DSP nor any of its directors and personnel will be responsible for any inaccuracy, error or omission in the data or delay in alteration or removal of stale data, for any reason whatsoever, including but not limited to virus attacks, natural calamity, floods, fire and other natural disasters, legal restraints, faults in the telecommunication network or network failure, software or hardware error, or any other reason beyond its control. Under no circumstances shall DSP or any of its directors and personnel be liable for any damages whatsoever, to the user, whether such damages are direct, indirect, incidental or consequential and irrespective of whether any claim is based on loss of revenue, investment, production, goodwill, profit, interruption of business or any other loss of any character or nature whatsoever and whether sustained by the user, for inaccuracy, errors or omissions in the data or delay in alteration or removal of stale data. Further, DSP will also not be responsible for non-availability or delay or error in any data provided on this Site, due to the corresponding non-availability or delay or error in the receipt of updates on live quotes from the Stock Exchanges concerned.

Users are advised to read all risk factors carefully before making any investment decision. If a user is unsure about the meaning of any information provided he/she/it should consult his/her/its financial advisor. While making an investment decision, investors must rely on their own examination of the issuer and offer, including the risks involved. It is to be distinctly understood that the products being offered for investment have not been recommended by DSP. DSP does not take any responsibility, either for the financial soundness of any scheme, or for the correctness of any statement made or opinion expressed in the data, or for any content furnished by DSP. Further, DSP does not guarantee any returns on investments made in the products by users. Investment in mutual funds involves a degree of risks and investors should not invest any funds unless they can afford to take the risk of losing their investment.

DSP reserves the right to add, amend, revise, suspend or cancel, in whole or in part, any of the services being provided on this Site, without any prior notice to users. Any addition, suspension, revision, amendment, cancellation or suspension shall be effective and binding on users.

Linked Sites

DSP provides links to other sites for the convenience of users in locating related information and services. The content to which links may be made available on this Site have not been developed, checked for accuracy, or otherwise reviewed by DSP. DSP makes no representations whatsoever about any such web site which the user may access through this Site. A link to a web site does not mean that DSP endorses or accepts any responsibility for the context or the use of such website.

DSP is not liable to users for any content viewed by them through a link which may be provided from this Site. DSP is not liable for any loss or damage caused by any delays, inaccuracy, errors or omissions in the content of any link, whether actual, alleged, consequential or punitive. DSP is not liable for any content displayed on the linked website, not furnished or provided to it by any third party including, without limitation, the accuracy, subject matter, quality or timeliness of such content. It is the responsibility of the user to take precautions to ensure that whatever is selected for use is free of such items as viruses and other items of a destructive nature.

Other Disclaimers

All trademarks, logos and service marks, information and content provided on this Site, including its design structure and compilation, are privately owned Intellectual Property Rights of DSP and/or its affiliates or group companies and/or otherwise permitted by DSP and/or its affiliates or group companies to be advertised on this Site. The user must have the legal right to any content he/she/it uploads or downloads. Unless otherwise indicated, the user may view, copy, download and print the documents from this Site, so long as he/she/it uses them only for personal, non-commercial purposes, and does not post, distribute transmit, display, publish, sell or modify them or remove any copyright, trademark or other proprietary notices. For permission to use third party materials appearing on this Site, please contact the copyright owner. Also the trademarks, logos and service marks available on this Site are invaluable assets of DSP and/or its affiliates or group companies. In our endeavor to serve and protect your interests and rights, we appreciate if you could inform us in writing at Mafatlal Centre, 10th Floor, Nariman Point, Mumbai-400021, (Contact: 91 - 22 - 66578000), giving all necessary details of any violation or infringement of our trademarks, logos and service marks, which are either protected by us and/or available on this Site. The information thus provided by the users will be forwarded to DSP's legal advisors for opinion on all or any legal recourse that can or should be adopted by it in order to protect the Intellectual Property Rights.

DSP will not be liable or responsible for any loss or damage that a User incurs in the event of any failure or interruption of this Site, or resulting from the act or omission of any other party involved in making this Site or the data contained therein, or from any other cause relating to the User's access to, inability to access, or use of this Site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of DSP or of any vendor providing software or services support.

The site, texts, images, designs, pictures, sounds, photographs, animation, and videos together with their layout and more generally all the items contained on this website are the sole property of DSP Asset Managers Pvt. Ltd. This site and all of the elements on this site are protected by Indian Law and by International copyright agreements concerning intellectual property. The content of this website must not be copied, modified, reproduced, distributed, transferred, edited or made accessible to third parties for any purposes whatsoever without obtaining prior permission from the owners of this website.

The trademark, 'IFAXPRESS', is the property of DSP Asset Managers Pvt. Ltd. and use of the same is protected by trademark laws. They may not be used without express permission from DSP Asset Managers Pvt. Ltd. All rights reserved.

Electronic Communications

When you visit the Website/App/Chatbot/RCS or send emails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by email or by posting notices on the Website/App/Chatbot/RCS. You agree that all the agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Scheme specific information

For scheme specific information, please read the relevant scheme information document.

Disclaimer/ Legal Information for AIF

DSP Asset Managers Pvt. Ltd. ('DSPAM') is the Investment Manager of the DSP Alternative Investment Fund (the "Fund"). The Fund has received registration with SEBI, as a Category III Alternative Investment Fund, under Securities and Exchange Board of India (Alternative Investment Funds) Regulations, 2012.

The information contained in this Website does not constitute an offer to sell or a solicitation of an offer to buy Units of the schemes of the Fund. An offer or solicitation will be made only through the Offering Documents namely a scheme's private placement memorandum, contribution agreement(s) and related documentation, and will be subject to the terms and conditions contained in such documents. Interests in the schemes are privately offered to contributors who satisfy the eligibility criteria described in the Offering Documents.

The distribution of the Offering Documents may be restricted in certain jurisdictions. It is the responsibility of any person or persons in possession of the Offering Documents to inform themselves of, and to observe any such restrictions, all applicable laws and regulations of any relevant jurisdiction, including of any applicable legal requirements, exchange control regulations and taxes in the countries of their respective citizenship, residence or domicile.

Privacy Policy

DSP protects the confidentiality and security of client information and:

• will not discuss the business affairs of any user with any other employee, except on a strict need-to-know basis.
• will not release user information, except upon a user's authorization or when permitted or required by law as mentioned below.
• Under certain circumstances, it may become necessary for DSP to disclose a user's personal information to adhere to the bona fide requests of the Government, a court, a tribunal, an authority or any regulatory body/agency and/or as required by any law.

In all such cases, DSP shall be bound by, and shall at all times have the legal right to disclose any or all of, the personal information given by the user to it and DSP shall not be held responsible or liable for any eventuality, loss and or damage that may arise from its actions to the user.

Further, some of the user information is maintained in DSP's marketing database. DSP may contact a user either by post, or by telephone or e-mail, primarily as a follow-up to the user's request/enquiry or to answer any question. DSP may also contact a user from time to time in respect of other products and services that may be of interest to the user. If a user does not wish to receive information about these products or services, the user may simply contact DSP by phone, e-mail or post.

All the contents of this site are only for general information or use. They do not constitute advice and should not be relied upon in making any investment decision. In case of any omission or discrepancy, information in the original records will be final and binding. It is also not guaranteed that information published in this Website is up to date. The AMC, Trustee, Sponsors or the Directors/employees of the AMC, Trustees or Sponsors of DSP Mutual Fund hereby excludes any liability, warranty, express or implied, as to the quality, accuracy, timeliness, completeness, performance, fitness for a particular purpose of the Site or any of its contents, including (but not limited) to any financial tools contained within the Site.

Despite our best efforts, we do not guarantee that the documents in this site are free from infection by computer viruses etc.

We welcome your suggestions to improve our site and request that any error found may kindly be brought to our notice. Please e-mail at: [email protected]

DSP Social Media Guidelines
We are present on multiple social media platforms, including (but not limited to) Twitter, LinkedIn, Facebook, Instagram & YouTube. This document lays out our guidelines for social media.

Issued by DSP Asset Managers Pvt. Ltd., an asset management company registered with the Securities and Exchange Board of India.

I confirm that I have read the Essential Legal Information and the Privacy Policy and agree to abide by it.