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DSP Multi Asset Allocation Fund

DSP Multi Asset Allocation Fund

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Benchmark: 40% NIFTY500 TRI + 20% NIFTY Com info icon

80.04K people have invested in this fund

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Return:

This fund

18.00%

40% NIFTY500 TRI + 20% NIFTY Com

14.30%

NIFTY 50 TRI

14.15%

Invested

Earning

This fund

18.00%

40% NIFTY500 TRI + 20% NIFTY Com

14.30%

NIFTY 50 TRI

14.15%

team 80.04K people have invested in this fund as of

This is a Hybrid Multi Asset Allocation fund with 40% NIFTY500 TRI + 20% NIFTY Composite Debt Index + 15% Domestic Price of Physical Gold (based on London Bullion Market Association (LBMA) gold daily spot fixing price) + 5% iCOMDEX Composite Index + 20% MSCI World Index as its benchmark. The risk level for this fund is categorized as Very High Risk.

Total AUM

2,273.39 crores as of Oct 31, 2024

Age of Fund

1 years 1 month since Sep 27, 2023

Expense Ratio

0.27% as of Nov 19, 2024

Exit Load

Nil: If the units r

Ideal holding period

10 Years+

Holdings

as of Oct 31, 2024

HDFC Bank Limited

4.96%

ICICI Bank Limited

4.75%

The Communication Services Select Sector SPDR Fund

2.98%

iShares Global Industrials ETF

2.75%

ITC Limited

2.09%

Infosys Limited

2.02%

Bajaj Finserv Limited

1.95%

Large Cap

51.70%

Uncategorized

32.70%

Small Cap

9.90%

Mid Cap

5.80%

Banks

18.80%

It - Software

10.10%

Pharmaceuticals & Biotechnology

6.10%

Finance

6.10%

Diversified Fmcg

3.50%

Rolling Returns

Bars show distribution of returns in given range for selected time period.

View performance details

Things to know before you invest

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What is in DSP Multi Asset Allocation Fund?

  1. It is a Hybrid scheme which can invest across
    o Domestic equities (35-80%)
    o Domestic debt (10-50%)
    o Gold (10-50%)
    o International equities (0-50%)
    o Other commodities (0-20%)
    o REITs & InvITs (0-10%)
  2. Asset allocation of the fund will be dynamically managed by the fund manager based on various factors like expected returns, volatility, correlation among asset classes etc. Allocation ranges provided above in (brackets) above.
  3. Fund will endeavour to participate more in International & domestic equities during bull market & during bear market fund will endeavour to reduce drawdowns by increasing allocation to debt & gold along with hedging domestic equities.
  4. Investor can get long term capital gains taxed at 12.5% if holding period is greater than 2 years. Short term capital gains will be taxed at maximum marginal rate of tax based on investor's tax slab if holding period is less than or equal to 2 years.
  1. Can provide equity like returns over long-term with lower volatility & drawdowns.
  2. Allocation to gold can provide opportunity to generate returns during crisis situations.
  3. Fund can offer smoother investment journey with debt allocation along with opportunity of growth by investing in equities.
  4. It tries to reduce the impact of market fluctuations in the portfolio.
  5. Reduce capital drawdowns during falling markets through debt & gold allocation.
  6. Diversify domestic risk by investing in gold & international equities.
  7. Removes hassle of asset allocation by investor in tax-efficient way.
  1. Retail Investors
    • A first-time investor starting his/her investment journey.
    • Investors expecting long-term equity-like returns with lower draw-downs.
    • A one-stop fund for investors who do not know where to invest.
    • Seasoned Investors
      • Scientific asset allocation aimed at providing better risk-adjusted returns.
      • Favorable Taxation in fund structure vs. individual investment.
      • Want exposure to multiple asset classes at the same time.
      • Retired professionals who are seeking
        • Monthly cashflow (using the SWP option)
        • Capital Appreciation
        • Lower drawdown & volatility
  1. This fund carries Very High Risk.
  2. Fund will not remove the risks arising from market falls altogether, it aims to reduce the impact & smoothen your journey.
  3. This fund may under-perform the equity market during sudden bull-runs.
  4. Since fund is actively managed, fund can under-perform in short-term if fund managers style doesn?t work.

Fund managers:

Aparna Karnik

Aparna Karnik

Total work experience of 21 years. Managing this fund since September 2023.
Total work experience of 21 years. Managing this fund since September 2023.

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Shantanu Godambe

Shantanu Godambe

Total work experience of 17 years. Managing this fund since August 2024.
Total work experience of 17 years. Managing this fund since August 2024.

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Ravi Gehani

Ravi Gehani

Total work experience of 9 years. Managing this fund since September 2023.
Total work experience of 9 years. Managing this fund since September 2023.

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Portfolio

Prescribed asset allocation: 35% - 80% Equity & Equity related instruments including derivatives , 10% - 50% Debt and money market instruments , 10% - 50% Gold ETFs & other Gold related instruments (including ETCDs) as permitted by SEBI from time to time , 0% - 20% Other Commodity ETFs, Exchange Traded Commodity Derivatives (ETCDs) & any other mode of investment in commodities as permitted by SEBI from time to time , 0% - 10% Units of REITs & InvITs

Current Allocation

as of Oct 31, 2024

Top holdings

HDFC Bank Limited

4.96%

ICICI Bank Limited

4.75%

The Communication Services Select Sector SPDR Fund

2.98%

iShares Global Industrials ETF

2.75%

ITC Limited

2.09%

Allocation by Market Cap

Large Cap

51.70%

Uncategorized

32.70%

Small Cap

9.90%

Mid Cap

5.80%

Top Sectors

Banks

11.14%

Mutual-funds

10.36%

It - Software

5.96%

Pharmaceuticals & Biotechnology

3.59%

Finance

3.59%

Top holdings

DSP Gold ETF

12.93%

DSP Silver ETF

3.23%

Top holdings

7.30% GOI 2053

3.52%

TREPS / Reverse Repo Investments

3.44%

Bharti Telecom Limited

2.39%

Bajaj Finance Limited

2.34%

7.26% Maharashtra SDL 2050

2.25%

Cash & cash equivalents

1.16%

Credit rating profile

SOV

50.80%

CRISIL AAA

23.90%

Cash & Equivalent

14.50%

CRISIL AA+

10.20%

Instrument break-up

Government Securities (Central/State)

50.80%

Bonds & NCDs

34.50%

TREPS

14.70%


Indicators

Yield to Maturity

7.22 %

Modified Duration

6.14 Years

Portfolio Macaulay Duration

6.41 Years

Average Maturity

13.71 Years

Portfolio turnover ratio

0.35 last 12 months

Portfolio turnover ratio - Directional Equity

0.08 last 12 months

Compare Performance

Performance highlights over last

for

investment

Cumulative returns on

Annual returns

Current value

Min CAGR:
MedianCAGR:
Max CAGR:

Good Returns

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Negative Returns

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vs Category

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vs Benchmark

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  • Historical Returns (As per SEBI format)as of with investment of10,000

This fund 40% NIFTY500 TRI + 20% NIFTY C ^ NIFTY 50 TRI #
CAGR Current Value CAGR Current Value CAGR Current Value

Income distribution Cum Capital Withdrawal (IDCW) Distributed

Record Date IDCW per unit NAV Before NAV After

Chart type

Invested as

Invested Amount

Invested since

This fund

Vs

40% NIFTY500 TRI + 20%

NIFTY 50 TRI

Gold

PPF

Funds Annual returns Current Value Absolute Growth

Chart type:

Invested as

Invested Amount

Invested period

Funds Minimum Median Maximum % times -ve returns % times returns > 7%

Date of allotment: Sep 27, 2023.

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of Direct Plan.

Since inception returns have been calculated from the date of allotment till June 30, 2021

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Rolling returns have been calculated based on returns from regular plan growth option.

^ Fund Benchmark # Additional Benchmark

Fund Details

Fund Details

Investment Objective

The investment objective of the Scheme is to seek to generate long term capital appreciation by investing in multi asset classes including equity and equity related securities, debt and money market instruments, commodity ETFs, exchange traded commodity derivatives and overseas securities.
There is no assurance that the investment objective of the Scheme will be achieved.

Fund Type

Hybrid – Multi Asset Allocation

An open ended scheme investing in equity/equity related securities, debt/ money market instruments, commodity ETFs, exchange traded commodity derivatives and overseas securities.

Riskometer

Level of Risk in the fund

View details
Riskometer

Minimum Investment

Rs.  100 Lumpsum
Rs.  100 SIP– 12 instalments
Rs.  100 Minimum Additional Purchase

team 80.04K peoplehave invested in this fund as of