Invest in DSP Multi Asset Allocation Fund Direct Growth Online

DSP Multi Asset Allocation Fund

This is a Hybrid Multi Asset Allocation fund with 40% NIFTY500 TRI + 20% NIFTY Composite Debt Index + 15% Domestic Price of Physical Gold (based on London Bullion Market Association (LBMA) gold daily spot fixing price) + 5% iCOMDEX Composite Index + 20% MSCI World Index as its benchmark. The risk level for this fund is categorized as Very High Risk.

Total AUM

₹2,355.07 crores as of Nov 30, 2024

Age of Fund

1 years 2 months since Sep 27, 2023

Expense Ratio

0.27% as of Dec 20, 2024

Exit Load

Nil: If the units r…

Ideal holding period

10 Years+

Holdings

as of Nov 30, 2024

HDFC Bank Limited

5.82%

ICICI Bank Limited

5.36%

The Communication Services Select Sector SPDR Fund

3.09%

iShares Global Industrials ETF

2.78%

Infosys Limited

2.06%

ITC Limited

1.97%

HCL Technologies Limited

1.85%

See all 48 holdings

Rolling Returns

Bars show distribution of returns in given range for selected time period.

View performance details

Things to know before you invest

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What is in DSP Multi Asset Allocation Fund?

It is a Hybrid scheme which can invest across
o Domestic equities (35-80%)
o Domestic debt (10-50%)
o Gold (10-50%)
o International equities (0-50%)
o Other commodities (0-20%)
o REITs & InvITs (0-10%)
Asset allocation of the fund will be dynamically managed by the fund manager based on various factors like expected returns, volatility, correlation among asset classes etc. Allocation ranges provided above in (brackets) above.
Fund will endeavour to participate more in International & domestic equities during bull market & during bear market fund will endeavour to reduce drawdowns by increasing allocation to debt & gold along with hedging domestic equities.
Investor can get long term capital gains taxed at 12.5% if holding period is greater than 2 years. Short term capital gains will be taxed at maximum marginal rate of tax based on investor's tax slab if holding period is less than or equal to 2 years.

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Why should one invest in DSP Multi Asset Allocation Fund?

Can provide equity like returns over long-term with lower volatility & drawdowns.
Allocation to gold can provide opportunity to generate returns during crisis situations.
Fund can offer smoother investment journey with debt allocation along with opportunity of growth by investing in equities.
It tries to reduce the impact of market fluctuations in the portfolio.
Reduce capital drawdowns during falling markets through debt & gold allocation.
Diversify domestic risk by investing in gold & international equities.
Removes hassle of asset allocation by investor in tax-efficient way.

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Who should invest in DSP Multi Asset Allocation Fund?

Retail Investors
- A first-time investor starting his/her investment journey.
- Investors expecting long-term equity-like returns with lower draw-downs.
- A one-stop fund for investors who do not know where to invest.

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Rethink before you invest

This fund carries Very High Risk.
Fund will not remove the risks arising from market falls altogether, it aims to reduce the impact & smoothen your journey.
This fund may under-perform the equity market during sudden bull-runs.
Since fund is actively managed, fund can under-perform in short-term if fund managers style doesn?t work.

Fund managers:

Aparna Karnik

Total work experience of 21 years. Managing this fund since September 2023.

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Total work experience of 21 years. Managing this fund since September 2023.

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Shantanu Godambe

Total work experience of 17 years. Managing this fund since August 2024.

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Total work experience of 17 years. Managing this fund since August 2024.

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Ravi Gehani

Total work experience of 9 years. Managing this fund since September 2023.

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Total work experience of 9 years. Managing this fund since September 2023.

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Aparna Karnik is Head-Quantitative Investments and Analytics (QIA). In this capacity, she leads the team that supports and advises on all aspects related to investment risk management. Aparna has 17 years of experience in investment, credit and operations risk management. Prior to joining DSP, she worked with CRISIL Ratings in their Structured Finance Division, Large Corporates Group. She holds a Masters in Management Studies degree from Jamnalal Bajaj Institute of Management Studies.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Shantanu has a total work experience of Over 16 years. He joined DSP Asset Managers in March 2023 as Vice President in Fixed Income Team. Shantanu has also worked with Yes Bank Ltd as a Rates Trader. He has cleared CFA from CFA Institute, MS (Finance) from ICFAI University and B.Com from Mumbai University.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Ravi has a total work experience of Over 7.5 years in Commodity Trading, Price risk-Bullions, Product Development & Operations. He joined DSP Investment Managers in April 2022 as Manager in ETFs and Passive Investment team. Ravi has previously worked with Muthoot Exim Pvt Ltd, Latin Manharlal Commodities and S-Ancial Global solutions. He holds a Masters degree in Finance and also holds a Bachelor of Commerce Degree.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Portfolio

Prescribed asset allocation: 35% - 80% Equity & Equity related instruments including derivatives , 10% - 50% Debt and money market instruments , 10% - 50% Gold ETFs & other Gold related instruments (including ETCDs) as permitted by SEBI from time to time , 0% - 20% Other Commodity ETFs, Exchange Traded Commodity Derivatives (ETCDs) & any other mode of investment in commodities as permitted by SEBI from time to time , 0% - 10% Units of REITs & InvITs

Current Allocation

as of Nov 30, 2024

Top holdings

HDFC Bank Limited

5.82%

ICICI Bank Limited

5.36%

The Communication Services Select Sector SPDR Fund

3.09%

iShares Global Industrials ETF

2.78%

Infosys Limited

2.06%

Allocation by Market Cap

Large Cap

53.40%

Uncategorized

31.00%

Small Cap

9.90%

Mid Cap

5.50%

Top Sectors

Banks

12.53%

Mutual-funds

10.50%

It - Software

6.04%

Pharmaceuticals & Biotechnology

3.36%

Finance

3.26%

See all 48 holdings

Top Holdings of Underlying Funds

Top holdings

DSP Gold ETF

12.02%

DSP Silver ETF

2.87%

See all commodity holdings

Top holdings

TREPS / Reverse Repo Investments

6.34%

7.30% GOI 2053

3.40%

Bharti Telecom Limited

2.33%

Bajaj Finance Limited

2.27%

7.26% Maharashtra SDL 2050

2.17%

Cash & cash equivalents

0.96%

Credit rating profile

SOV

40.50%

Cash & Equivalent

26.30%

CRISIL AAA

23.00%

CRISIL AA+

9.60%

Instrument break-up

Government Securities (Central/State)

40.70%

Bonds & NCDs

32.80%

TREPS

26.50%

See all 12 holdings

Indicators

Yield to Maturity

7.25 %

Modified Duration

4.47 Years

Portfolio Macaulay Duration

4.67 Years

Average Maturity

10.22 Years

Portfolio turnover ratio

0.39 last 12 months

Portfolio turnover ratio - Directional Equity

0.08 last 12 months

Compare Performance

Performance highlights over last

for

investment

Cumulative returns on

Annual returns

Current value

Min CAGR:

MedianCAGR:

Max CAGR:

Good Returns

Negative Returns

vs Category

vs Benchmark

Historical Returns (As per SEBI format)as of with investment of₹10,000

	This fund		40% NIFTY500 TRI + 20% NIFTY C… ^{^}		NIFTY 50 TRI ^#
	CAGR	Current Value	CAGR	Current Value	CAGR	Current Value

Income distribution Cum Capital Withdrawal (IDCW) Distributed

Record Date	IDCW per unit	NAV Before	NAV After

Chart type

Graph viewTable view

Invested as

Invested Amount

₹

Invested since

This fund

40% NIFTY500 TRI + 20%…

NIFTY 50 TRI

Gold

PPF

	Funds	Annual returns	Current Value	Absolute Growth	IDCW paid

Chart type:

Returns RangesStatistics

Invested Amount

₹

Invested period

Funds	Minimum	Median	Maximum	% times -ve returns	% times returns > 7%

Date of allotment: Sep 27, 2023.

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of Direct Plan.

Since inception returns have been calculated from the date of allotment till June 30, 2021

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Rolling returns have been calculated based on returns from regular plan growth option.

^ Fund Benchmark # Additional Benchmark

Scheme disclaimers

Fund Details

Investment Objective

The investment objective of the Scheme is to seek to generate long term capital appreciation by investing in multi asset classes including equity and equity related securities, debt and money market instruments, commodity ETFs, exchange traded commodity derivatives and overseas securities.
There is no assurance that the investment objective of the Scheme will be achieved.

Fund Type

Hybrid – Multi Asset Allocation

An open ended scheme investing in equity/equity related securities, debt/ money market instruments, commodity ETFs, exchange traded commodity derivatives and overseas securities.

Riskometer

Level of Risk in the fund

View details

Minimum Investment

Rs. 100 Lumpsum
Rs. 100 SIP– 12 instalments
Rs. 100 Minimum Additional Purchase

Fund Documents

Fund presentation

KIM and Applications

Name	% of Net Assets
HDFC Bank Limited	5.82%
ICICI Bank Limited	5.36%
Axis Bank Limited	1.35%

Name	% of Net Assets
The Communication Services Select Sector SPDR Fund	3.09%
iShares Global Industrials ETF	2.78%
iShares S & P 500 Energy Sector UCITS ETF	1.82%
iShares Global Healthcare ETF	1.69%
The Consumer Staples Select Sector SPDR Fund	0.98%
iShares Global Comm Services ETF	0.14%

Name	% of Net Assets
Infosys Limited	2.06%
HCL Technologies Limited	1.85%
Microsoft Corp	1.24%
Tech Mahindra Limited	0.89%

Name	% of Net Assets
Sun Pharmaceutical Industries Limited	1.28%
Suven Pharmaceuticals Limited	0.89%
IPCA Laboratories Limited	0.67%
Alembic Pharmaceuticals Limited	0.52%

Name	% of Net Assets
Bajaj Finserv Limited	1.70%
Tencent Holdings Limited	1.34%
IIFL Finance Limited	0.22%

Name	% of Net Assets
ITC Limited	1.97%

Name	% of Net Assets
Maruti Suzuki India Limited	0.98%
Hero MotoCorp Limited	0.96%

Name	% of Net Assets
CIE Automotive India Limited	0.74%
Samvardhana Motherson International Limited	0.58%
Craftsman Automation Limited	0.50%

Name	% of Net Assets
Power Grid Corporation of India Limited	1.81%

Name	% of Net Assets
Hindalco Industries Limited	1.64%

Name	% of Net Assets
GAIL (India) Limited	1.58%

Name	% of Net Assets
NIKE Inc	0.83%
Crompton Greaves Consumer Electricals Limited	0.72%

Name	% of Net Assets
Alibaba Group Holding Limited	1.37%

Name	% of Net Assets
DSP Nifty PSU Bank ETF	1.36%

Name	% of Net Assets
Godrej Consumer Products Limited	1.22%

Name	% of Net Assets
Tata Steel Limited	0.60%
Jindal Steel & Power Limited	0.57%

Name	% of Net Assets
Taiwan Semiconductor-Sp Adr	1.14%

Name	% of Net Assets
NMDC Limited	1.12%

Name	% of Net Assets
Hindustan Petroleum Corporation Limited	1.03%

Name	% of Net Assets
Broadcom Inc	0.92%

Name	% of Net Assets
Sapphire Foods India Limited	0.75%

Name	% of Net Assets
Narayana Hrudayalaya Ltd.	0.64%

Name	% of Net Assets
GMM Pfaudler Limited	0.46%

Name	% of Net Assets
Archean Chemical Industries Limited	0.46%

Name	% of Net Assets
Oil India Limited	0.45%

Name	% of Net Assets
Coromandel International Limited	0.09%

Name	% of Net Assets
NIFTY 23000 Put Jan25	0.03%
NIFTY 23000 Put Dec24	0.02%

Name	% of Net Assets
DSP Gold ETF	12.02%
DSP Silver ETF	2.87%

Name	% of Net Assets
7.30% GOI 2053	3.40%
7.26% Maharashtra SDL 2050	2.17%
8.51% GOI FRB 2033	1.33%
7.10% Maharashtra SDL 2036	1.30%
7.09% GOI 2054	0.88%
7.06% GOI 2028	0.65%

Name

% of Net Assets

7.30% GOI 2053

3.40%

7.26% Maharashtra SDL 2050

2.17%

8.51% GOI FRB 2033

1.33%

7.10% Maharashtra SDL 2036

1.30%

7.09% GOI 2054

0.88%

7.06% GOI 2028

0.65%

Name	% of Net Assets
Bharti Telecom Limited	2.33%
Bajaj Finance Limited	2.27%
REC Limited	1.10%
REC Limited	1.10%
Power Finance Corporation Limited	1.05%

Name

% of Net Assets

Bharti Telecom Limited

2.33%

Bajaj Finance Limited

2.27%

REC Limited

1.10%

REC Limited

1.10%

Power Finance Corporation Limited

1.05%

Name	% of Net Assets
TREPS / Reverse Repo Investments	6.34%

Name

% of Net Assets

TREPS / Reverse Repo Investments

6.34%

Email ID
Mobile no.

Email ID	ABH************[email protected]
Mobile no.	******6665

Email ID

ABH************[email protected]

Mobile no.

******6665

	Folio no.	Email ID	Mobile no.
	70****76	abh************[email protected]	******6665
	42***02	abh************[email protected]	******6665

Folio no.

Email ID

Mobile no.

70****76

abh************[email protected]

******6665

42***02

abh************[email protected]

******6665

DSP Multi Asset Allocation Fund

DSP Multi Asset Allocation Fund

Things to know before you invest

What is in DSP Multi Asset Allocation Fund?

Why should one invest in DSP Multi Asset Allocation Fund?

Who should invest in DSP Multi Asset Allocation Fund?

Rethink before you invest

Fund managers:

Portfolio

Current Allocation

Indicators

Compare Performance

Invested Amount

Invested Amount

Fund Details

Fund Details

Investment Objective

Fund Type

Riskometer

Minimum Investment

Fund Documents

Products Offered

Product Information

For Investors

Other Information

Mobile Number

Email Address

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DSP Multi Asset Allocation Fund

DSP Multi Asset Allocation Fund

Things to know before you invest

What is in DSP Multi Asset Allocation Fund?

Why should one invest in DSP Multi Asset Allocation Fund?

Who should invest in DSP Multi Asset Allocation Fund?

Rethink before you invest

Fund managers:

Portfolio

Current Allocation

Indicators

Compare Performance

Invested Amount

Invested Amount

Fund Details

Fund Details

Investment Objective

Fund Type

Riskometer

Minimum Investment

Fund Documents

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