DSP Banking & Financial Services Fund
Investors can invest through SIP/Lumpsum, for more details refer Scheme Information Document on www.dspim.com.
~An open ended equity scheme investing across large cap, mid cap, small cap stocks.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Understanding the DSP Multicap Fund
Why consider DSP Multicap Fund?
Optimal allocation in Equities
Get access to a well-diversified Equities portfolio, with allocations to Largecap (25-50%), Midcap (25-50%), and Smallcap (25-50%) stocks in one. The remaining 0-25% of the total assets could potentially be invested in global businesses/foreign securities1.
Dedicated marketcap exposure
8 out of 10 times, a multicap strategy has outperformed Nifty 500 index inspite of investing in the same set of stocks due to nearly equal exposure to all the market caps3.
Winners keep changing
In the last 17 yrs, Largecaps outperformed 7 times, Midcaps 3 times and Smallcaps 7 times among each other. Optimal allocation to each helps you align with prevailing market trends, potentially enhancing your investment outcomes2.
Strategy during market highs
When navigating market peaks since 2005, a multicap strategy delivered 14.2% return on SIP investments, surpassing Largecaps (13%), Midcaps (15.2%), and Smallcaps (12.7%)4.
Where exactly does it invest?
This Scheme is an open ended equity scheme investing across large cap, mid cap, small cap stocks.
Who should invest?
If you want dedicated exposure towards Large, Mid and Small Caps
If you want to diversify across styles such as Growth and Value
If you have a very high risk appetite and are prepared to face short-term fluctuations
If you have the patience to remain invested for atleast 7+ years
Know this before you invest
Multicap strategy carries very high risk and may exhibit sharper price falls from their peaks given the higher allocation to mid and small caps. Hence, DSP Multicap Fund is more suitable for experienced investors and those who have access to expert advice.
Considering the high valuations5 at the current juncture, we recommend systematic investing via Systematic Investment Plan (SIP).
What do you need to invest?
You need a folio with DSP Mutual Fund to invest in the Scheme.
Frequently asked questions
What is the taxation structure?
This Scheme follows equity taxation.
Can I do both SIP and lump-sum investment in DSP Multicap Fund?
Yes, you can do both an SIP and lumpsum investment in this fund.
Who are the fund managers of the fund?
Chirag Dagli (Equity portion) and Jay Kothari (International portion) are the fund managers of the Scheme.
Disclaimers
1The investment approach / framework/ strategy / portfolio / other data mentioned herein are proposed to be followed by the scheme and the same may change in future depending on market conditions and other factors. Portfolio Allocation will be based on the prevailing market conditions and is subject to changes depending on the fund manager’s view of the equity markets. For scheme specific risk factors, asset allocation details, please read the Scheme Information Document and Key Information Memorandum of the scheme available at the Investor Service Centers of the AMC and also available on www.dspim.com.
2Source: MFI Explorer, AMFI, Internal. Data for Winners Keep Changing is for the period CY 2006 to CY 2022. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. The investment approach / framework/ strategy / portfolio / other data mentioned herein are proposed to be followed by the scheme and the same may change in future depending on market conditions and other factors.
3 Source:Internal. Index Values from MFI Explorer. Data Period: 01 Apr 2005 to 30 Nov 2023. Nifty 500 Multicap 50:25:25 Index and Nifty 500 Index portfolio details are as of 31 Oct 23. Nifty 500 Multicap 50:25:25 Index is rebalanced on a semi annual basis. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. These figures pertain to performance of the index/Model and do not in any manner indicate the returns/performance of any of the schemes of DSP MF.
4Source: Internal. Index Values from MFI Explorer. Data Period for Market Peaks: 01 Apr 2005 to 30 Nov 2023 . Largecap Nifty 100 TRI. Midcap Nifty Midcap 150 TRI. Small cap - Nifty Smallcap 250 TRI . Multicap - Nifty 500 Multicap 50:25:25 TRI. SIP: Systematic Investment Plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. These figures pertain to performance of the index and do not in any manner indicate the returns/performance of any of the schemes of DSP MF.
5 Source: DSP Internal. Data Period for Market Peaks: 01 Apr 2005 to 30 Nov 2023.
During the NFO period, you can invest as low as Rs. 100/- & any amount thereafter.
Past performance may or may not be sustained in the future and should not be used as a basis for comparison with other investments.
There is no assurance of any returns / capital protection / capital guarantee to the investors in above mentioned Schemes.
Large-caps are defined as top 100 stocks on market capitalization, Mid-caps as 101-250, Small-caps as 251 and above.
The investment approach / framework/ strategy / portfolio / other data mentioned herein are dated and proposed to be followed by the scheme and the same may change in future depending on market conditions and other factors.
Risks associated with midcap and small cap companies:
SEBI has defined the market capitalization spectrum as follows:
- Large Cap Stocks: 1st -100th company in terms of full market capitalization
- Mid Cap Stocks: 101st-250th company in terms of full market capitalization
- Small Cap Stocks: 251st company onwards in terms of full market capitalization
Investment in mid cap and small cap companies are based on the premise that these companies have the ability to increase their earnings at a faster pace as compared to large cap companies and grow into larger, more valuable companies. However, as with all equity investments, there is a risk that such companies may not achieve their expected earnings results, or there could be an unexpected change in the market , both of which may adversely affect investment results. Historically, it has been observed that as you go down the capitalization spectrum i.e., from large cap stocks to mid cap stocks and beyond, there are higher risks in terms of volatility and market liquidity. Scheme also invests in mid cap and small cap companies and hence is exposed to associated risks.
Liquidity: The ability to execute investment strategies or sell these investments could be limited by the overall trading volume, settlement periods, transfer cycles on the stock exchanges and may lead to the Scheme incurring losses till the security is finally sold.
For scheme specific risk factors, asset allocation details, load structure, scheme expense details, investment objective, and more details including risks associated with Equity and Equity related securities / investments, please read the Scheme Information Document and Key Information Memorandum of the scheme available at the Investor Service Centers of the AMC and also available on www.dspim.com.
| Scheme Name and Type | Product Suitability | Scheme Riskometer | Benchmark^ Riskometer |
| DSP Multicap Fund (An open ended equity scheme investing across large cap, mid cap, small cap stocks) |
This scheme is suitable for investors who are seeking*
* Investors should consult their financial advisers if in doubt about whether the Scheme is suitable for them. |
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^Benchmark: Nifty 500 Multicap 50:25:25 TRI |
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The product labelling assigned during the New Fund Offer ('NFO') is based on internal assessment of the Scheme Characteristics or model portfolio and the same may vary post NFO when actual investments are made
For scheme information document, click here.
For product presentation, click here.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
DSP Multicap Fund