DSP Gilt Fund
Plan type

	CAGR since inception

Scheme Type:

Scheme Risk:
Moderate Risk
Age:
25 years 6 months since Sep 30, 1999
AUM:
Rs. 1,698.53 crores as of Feb 28, 2025
Horizon:
3 Years+
Benchmark:
Crisil Dynamic Gilt Index
Potential Risk Class Matrix
Benchmark Risk:
Moderate Risk
Goal:
Income Generation

Scheme features

Performance

Cumulative returns

Returns from of Rs. invested

Show:

Annualized Returns

Absolute Returns

This scheme		Crisil Dyna…	CRISIL 10 Y…	Gold	PPF
NA	vs	NA	NA	NA	NA
NA	vs	NA	NA	NA	NA

Scheme disclaimers »

Returns calculator

	This scheme	Crisil Dyna… ^#	CRISIL 10 Y… ^#	Gold	PPF
# Returns do not reflect any income distribution cum capital withdrawal (IDCW) distribution

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Returns summary

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Rolling returns

	1 Year	3 Years	5 Years	10 Years
# Rolling returns have been calculated based on returns from regular plan growth option.

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Fund Managers

Shantanu Godambe

Total work experience of 17 years. Managing this fund since June 2023. See all funds managed by Shantanu Godambe »
Sandeep Yadav

Total work experience of 22 years. Managing this fund since August 2024. See all funds managed by Sandeep Yadav »

Investment Objective

The primary objective of the Scheme is to generate income through investment in securities issued by Central and/or State Government of various maturities.
There is no assurance that the investment objective of the Schemes will be realized.

Scheme Description

Minimum investment in Gsecs - 80% of total assets (across maturity)

Scheme Documents

KIM & Application

Historical Returns

In SEBI format

Comparative performance of DSP Gilt Fund as of
	DSP Gilt Fund	Crisil Dyna… ^{^}	CRISIL 10 Y… ^#
Date of allotment: Sep 30, 1999. Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan. Since inception returns have been calculated from the date of allotment till June 28, 2013 See all funds managed by Shantanu Godambe » See all funds managed by Sandeep Yadav » Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments ^ Fund Benchmark # Additional Benchmark

Scheme disclaimers »

Portfolio as of Feb 28, 2025

Equity

Market capitalization

No data to display

Sector allocation

No data to display

Debt & debt instruments

Credit rating profile

No data to display

Instrument break-up

No data to display

Top 5 instruments by holding
Name	% of Net Assets
7.34% GOI 2064	34.33%
7.30% GOI 2053	29.28%
TREPS / REVERSE REPO INVESTMENTS	11.24%
7.09% GOI 2054	8.83%
7.26% MAHARASHTRA SDL 2050	6.18%
See detailed debt holdings »

Prescribed Asset Allocation

80% - 100% Government Securities
0% - 20% Cash and Cash Equivalents

Current Asset Allocation as of Feb 28, 2025

Debt Instruments see breakup 105.7% (105.7}%)

Cash & cash equivalents -5.7% (-5.7}%)

Indicators

Yield to Maturity
7.04 %
Modified Duration
11.50 Years
Portfolio Macaulay Duration
11.90 Years
Average Maturity
29.24 Years

Shantanu Godambe

Shantanu has a total work experience of Over 16 years. He joined DSP Asset Managers in March 2023 as Vice President in Fixed Income Team. Shantanu has also worked with Yes Bank Ltd as a Rates Trader. He has cleared CFA from CFA Institute, MS (Finance) from ICFAI University and B.Com from Mumbai University.

All Funds managed by Shantanu Godambe
Sr. No.	Scheme Name	Managing since	Period
Sr. No.	Scheme Name	Managing since	1 Year		3 Years		5 Years
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sandeep Yadav

Sandeep has a total work experience of almost 20 years. He joined DSP Mutual Funds in September 2021 as Senior Vice President - Fixed Income Investments. Sandeep has previously worked for Yes Bank, and had headed the Derivatives Structuring, Fixed Income Trading and Primary Dealership. Prior to that Sandeep had worked in Technology space in Cognizant Technologies, Hughes Services and Mahindra British Telecom. He is a Computer Engineer (Pune University) and PGDBM (IIM Bangalore). Sandeep is also a CFA chartered holder.

All Funds managed by Sandeep Yadav
Sr. No.	Scheme Name	Managing since	Period
Sr. No.	Scheme Name	Managing since	1 Year		3 Years		5 Years
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Debt holdings for DSP Gilt Fund

Government Securities (Central/State)94.46%

Name	Rating	% of Net Assets
7.34% GOI 2064	SOV	34.33%
7.30% GOI 2053	SOV	29.28%
7.09% GOI 2054	SOV	8.83%
7.26% MAHARASHTRA SDL 2050	SOV	6.18%
7.14% MADHYA PRADESH SDL 2043	SOV	6.07%
8.17% GOI 2044	SOV	3.39%
7.14% MAHARASHTRA SDL 2039	SOV	2.95%
7.77% MADHYA PRADESH SDL 2047	SOV	1.62%
6.99% GOI 2051	SOV	0.89%
7.22% MAHARASHTRA SDL 2049	SOV	0.89%
7.09% GOI 2074	SOV	0.03%

89.4% of Debt instruments

TREPS11.24%

Name	Rating	% of Net Assets
TREPS / REVERSE REPO INVESTMENTS	--	11.24%

10.6% of Debt instruments

For lumpsum investments, if the investment period is less than 1 year then same return values are displayed for absolute & XIRR. For periods above 1 year, they are annualized. 1 Year is assumed as 365 days.
Returns for investments in income distribution cum capital withdrawal (IDCW) plans of schemes are calculated after assuming that the net income distribution cum capital withdrawal (IDCW) payouts post statutory taxes & levies, are re-invested back in the scheme.
Income distribution cum capital withdrawals (IDCW) declared from benchmark's constituents isn't taken into account when comparing with investment in fund's income distribution cum capital withdrawal (IDCW) plans.
Performance is always compared against the latest benchmark of the fund irrespective of the date of change of fund's benchmark, if any.
Except when SIP tenure is since inception, for all tenures, the start day for SIP investments is considered as 1st of every month. There is no end date to SIPs for the purpose of graphs.
For the purpose of NAV date applicability, if the investment date happens to be a non-business day, next business day's NAV is applied. Investment on inception date can happen on a non-business day.
Gold prices are available post 29 JAN, 2005 & are based on daily closing values on MCX.
Investment in gold has a strong global market demand and gold is highly liquid asset.
PPF interest rate is assumed at 8.7% p.a. & interest received is compounded daily for the returns illustration in the charts.
The comparison with PPF (and other traditional saving instruments/assets) has been given for the purpose of the general information only. Investments in mutual funds should not be construed as a promise, guarantee on or a forecast of any minimum returns. Unlike traditional saving instruments there is no capital protection guarantee or assurance of any return in mutual fund investment. Traditional savings instruments are comparatively low risk products and are generally backed by the Government. Investment in mutual funds carries high risk as compared to the traditional saving instruments and any investment decision needs to be taken only after consulting the Tax Consultant or Mutual Fund Distributor.
Past performance may or may not sustain in future and should not be used as a basis for comparison with other investments. There is no assurance of any returns/capital protection/capital guarantee to the investors in any scheme of DSP Mutual Fund.
Pursuant to payments of Income Distribution cum Capital Withdrawal, the NAV of the IDCW option(s) of Schemes would fall to the extent of payout, and statutory levy, if any.
The sector(s)/stock(s)/issuer(s) mentioned in this document do not constitute any recommendation of the same and the Fund may or may not have any future position in these sector(s)/stock(s)/issuer(s).
The investment approach / framework/ strategy / portfolio / other data mentioned herein are dated and currently followed by the scheme and the same may change in future depending on market conditions and other factors.
The SIP returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and ?nal value and a series of cash in?ows and out?ows with the correct allowance for the time impact of the transactions. Load is not taken into consideration for computation of performance.

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Performance

Historical Returns

Portfolio as of Feb 28, 2025

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DSP Equity Savings Fund presentation

Shantanu Godambe

Sandeep Yadav

Debt holdings for DSP Gilt Fund

Government Securities (Central/State)94.46%

TREPS11.24%

DSP Gilt Fund presentation