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DSP Banking & PSU Debt Fund

CAGR since inception
Scheme Type:
  • Scheme Risk:

    Moderate Risk
  • Age:

    11 years 7 months since Sep 14, 2013
  • AUM:

    Rs. 3,408.7 crores as of Mar 31, 2025
  • Horizon:

    3 Years+
  • Benchmark:

    Nifty Banking & PSU Debt Index A-
  • Potential Risk Class Matrix

  • Benchmark Risk:

    Low to Moderate Risk
  • Goal:

    Income Generation
Scheme features

Performance

Cumulative returns

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Returns calculator

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Returns summary

Rolling returns

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Historical Returns

In SEBI format

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Portfolio as of Mar 31, 2025

Equity

Market capitalization

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Sector allocation

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Debt & debt instruments

Credit rating profile

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Instrument break-up

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Top 5 instruments by holding
Name % of Net Assets
7.30% GOI 2053 8.78%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 3.83%
POWER GRID CORPORATION OF INDIA LIMITED 3.26%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 3.19%
7.34% GOI 2064 3.18%
See detailed debt holdings »

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For HUF investors, enter Date of Incorporation of HUF as entered in the KYC form.
E.g. 01/01/1980

DSP Equity Savings Fund presentation

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Shantanu Godambe

Shantanu has a total work experience of Over 16 years. He joined DSP Asset Managers in March 2023 as Vice President in Fixed Income Team. Shantanu has also worked with Yes Bank Ltd as a Rates Trader. He has cleared CFA from CFA Institute, MS (Finance) from ICFAI University and B.Com from Mumbai University.

All Funds managed by Shantanu Godambe
Sr. No. Scheme Name Managing since Period
1 Year 3 Years 5 Years

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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Sandeep Yadav

Sandeep has a total work experience of almost 20 years. He joined DSP Mutual Funds in September 2021 as Senior Vice President - Fixed Income Investments. Sandeep has previously worked for Yes Bank, and had headed the Derivatives Structuring, Fixed Income Trading and Primary Dealership. Prior to that Sandeep had worked in Technology space in Cognizant Technologies, Hughes Services and Mahindra British Telecom. He is a Computer Engineer (Pune University) and PGDBM (IIM Bangalore). Sandeep is also a CFA chartered holder.

All Funds managed by Sandeep Yadav
Sr. No. Scheme Name Managing since Period
1 Year 3 Years 5 Years

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

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Debt holdings for DSP Banking & PSU Debt Fund

Bonds & NCDs64.25%

Name Rating % of Net Assets
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA AAA 3.83%
POWER GRID CORPORATION OF INDIA LIMITED AAA 3.26%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT AAA 3.19%
INDIAN RAILWAY FINANCE CORPORATION LIMITED AAA 3.17%
STATE BANK OF INDIA AAA 3.13%
GAIL (INDIA) LIMITED AAA 3.01%
REC LIMITED AAA 2.4%
REC LIMITED AAA 2.28%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT AAA 2.25%
REC LIMITED AAA 2.23%
POWER FINANCE CORPORATION LIMITED AAA 2.22%
NATIONAL HOUSING BANK AAA 1.6%
STATE BANK OF INDIA AAA 1.59%
HDFC BANK LIMITED AAA 1.57%
NTPC LIMITED AAA 1.57%
NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT AAA 1.57%
INDIAN RAILWAY FINANCE CORPORATION LIMITED AAA 1.57%
POWER FINANCE CORPORATION LIMITED AAA 1.56%
NATIONAL HOUSING BANK AAA 1.56%
POWER FINANCE CORPORATION LIMITED AAA 1.51%
INDIAN RAILWAY FINANCE CORPORATION LIMITED AAA 1.51%
POWER FINANCE CORPORATION LIMITED AAA 1.51%
POWER GRID CORPORATION OF INDIA LIMITED AAA 1.51%
BAJAJ FINANCE LIMITED AAA 1.5%
POWER GRID CORPORATION OF INDIA LIMITED AAA 1.5%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA AAA 1.48%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT AAA 1.48%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA AAA 1.07%
NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT AAA 0.79%
INDIAN RAILWAY FINANCE CORPORATION LIMITED AAA 0.78%
POWER FINANCE CORPORATION LIMITED AAA 0.77%
POWER FINANCE CORPORATION LIMITED AAA 0.77%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA AAA 0.77%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA AAA 0.77%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT AAA 0.76%
NTPC LIMITED AAA 0.74%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT AAA 0.74%
REC LIMITED AAA 0.73%
63.5% of Debt instruments

Government Securities (Central/State)25.28%

Name Rating % of Net Assets
7.30% GOI 2053 SOVEREIGN 8.78%
7.34% GOI 2064 SOVEREIGN 3.18%
8.17% GOI 2044 SOVEREIGN 2.93%
7.11% MAHARASHTRA SDL 2038 SOVEREIGN 2.57%
7.17% ODISHA SDL 2040 SOVEREIGN 1.8%
7.12% MAHARASHTRA SDL 2038 SOVEREIGN 1.5%
7.12% MAHARASHTRA SDL 2043 SOVEREIGN 1.49%
7.09% GOI 2054 SOVEREIGN 0.76%
7.26% MAHARASHTRA SDL 2050 SOVEREIGN 0.76%
7.26% MAHARASHTRA SDL 2049 SOVEREIGN 0.76%
7.14% MADHYA PRADESH SDL 2043 SOVEREIGN 0.75%
25% of Debt instruments

Money market instruments9.14%

Name Rating % of Net Assets
HDFC BANK LIMITED A1+ 2.76%
BANK OF BARODA A1+ 1.42%
CANARA BANK A1+ 1.42%
PUNJAB NATIONAL BANK A1+ 0.73%
AXIS BANK LIMITED A1+ 0.72%
UNION BANK OF INDIA A1+ 0.7%
PUNJAB NATIONAL BANK A1+ 0.7%
KOTAK MAHINDRA BANK LIMITED A1+ 0.69%
9% of Debt instruments

TREPS2.24%

Name Rating % of Net Assets
TREPS / REVERSE REPO INVESTMENTS -- 2.24%
2.2% of Debt instruments

Mutual-funds0.23%

Name Rating % of Net Assets
SBI FUNDS MANAGEMENT PVT LTD/FUND PARENT Mutual Funds 0.23%
0.2% of Debt instruments
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DSP Banking & PSU Debt Fund presentation

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The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
There is no assurance that the investment objective of the Scheme will be realized.

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